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But now Mr Argakov has taken matters one step further.He is suing Tinkoff for 24m rubles for not honouring the contract and breaking the agreement.Soon, employees and friends start convening, catching up on the wild party they attended the night before and setting up for the arrival of Grandmaison's guest, Peter Rosenberg, the influential Hot 97 DJ whose career inspired Adam to turn his hip-hop fandom into a living. "Hey, you remember those two girls from that podcast? "I so could have had a threesome last night, but I was so freakin' geeked out of my mind and didn't feel like trying it." His pals give him shit, accusing him of wimping out for fear of displeasing his girlfriend, social-media celebrity Lena Nersesian (a.k.a. Grandmaison tries to play it off, but he admits, "It's, like, you want to fuck other girls just to prove to yourself that you have no feelings, but then when you kinda do have feelings, it's like, 'Aw, fuck …'" He agonizes over what might have been.

The shop projects a rough, edgy vibe, but the real magic happens in the backroom, where owner Adam Grandmaison is quickly transforming himself into a major rap tastemaker, one blunted, in-depth interview at a time.

If Tinkoff tried to cancel the contract, it would have to pay him 6m rubles.

"The Bank confirmed its agreement to the client's terms and sent him a credit card and a copy of the approved application form," his lawyer Dmitry Mikhalevich told Kommersant. He could afford to buy an island somewhere in Malaysia, and the bank would have to pay for it by law." Earlier this week a Russian judge ruled in Mr Argakov's favour.

They'd sought advice from a financial planner, started aggressively paying off their four credit cards, and built up a small savings account.

But after more than a year of careful spending, Glover's resolve wavered.

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